Last updated: 2025 · Basis: Law of the Republic of Azerbaijan «On the Prevention of the Legalisation of Criminally Obtained Funds and the Financing of Terrorism» (No. 767-IIIQ).
1. Purpose
This document defines the procedures applied by the Voyage Gallery platform to prevent its users' financial transactions from being used for money-laundering (AML) or terrorism financing (CFT).
2. Customer identification (KYC)
- For every booking the customer provides first name, last name, e-mail and phone number.
- For single transactions above AZN 5,000 a passport / national ID scan upload is required.
- If the cardholder differs from the customer placing the booking, additional verification is required.
3. Suspicious transactions
The following flags are raised automatically and routed to internal AML audit:
- Multiple cards used by the same customer (>3 within 24 hours).
- A series of high-value cancellations.
- Name or card matches against sanctions lists (OFAC, EU, AR State Tax Service).
- High-risk country combination of IP and card BIN.
4. Document retention
KYC documents are stored encrypted for at least 5 years as required by law.
5. Reporting
Suspicious transactions are reported to the Central Bank of Azerbaijan and the Financial Monitoring Service within 24 hours.
6. Contact
KYC/AML questions: [email protected]